vehicle insurance : 2015

Friday, 12 June 2015

Compare insurance quotes for modified cars

The impact of modifications on car insurance

Many motorists take great pride in their cars, and want to do everything they can to improve both their performance and appearance.
However, if you fall into this category, think carefully before making any modifications to your vehicle. Even though they might boost your car's value, make it perform better and turn heads in the street, any changes you make could result in higher car insurance premiums.

Learner drivers: a guide to your car insurance options

Learning to drive can be exciting, but it can also be expensive. So do you need to fork out for learner driver insurance as well as professional driving lessons?
Car insurance premiums for young people tend to be sky high. The simple reason for this is that they are more likely to be involved in an accident and make a claim on their policy. So can you imagine

Get the right kit car insurance policy

It takes time and money to build a car from scratch - and that makes kit cars special. So how do you make sure you have the right insurance to protect your prized possession, whether it's a Lo-Cost Lotus Seven replica, an AC Cobra, or a Challenger E-Type?

Are you breaking the law?

If your unused car is sitting in the driveway gathering dust and uninsured, you may think you are doing nothing wrong.
However, legislation introduced last year - Continuous Insurance Enforcement - states that unless your car is declared officially 'off the road,' you could land yourself a fine of up to £1,000 and your vehicle could even be seized and destroyed.

Get an Instant Car Insurance Quote with MoneySupermarket

Thanks to the internet, instant car insurance is a reality. And with the advent of smartphones and tablets, you don't even need to be sitting at a computer to sort out your policy.
Here's how to find the cheapest instant car insurance quotes and arrange your cover in a matter of moments.

Finding that ideal family car...

Buying a car can be exciting but it can also be confusing, especially if you are choosing a family car. Do you opt for petrol or diesel? How much space do you need, and does the car have enough safety features?

Are Green car insurance premiums cheaper?

If you're an environmentally-conscious driver, one way to do your bit for the planet is to get behind the wheel of a 'green' car. This way you can polish your halo and while enjoying the savings to be made from driving an eco car, as these attract reduced road tax and use less fuel.

What is fully comprehensive car insurance?

Fully comprehensive car insurance policies offer the most complete level of car insurance protection available.
As with other types of policies, a standard fully comprehensive policy covers your third party liability for injuries to other people, including passengers, as well as damage to other people's property.

Buying your first car insurance policy

If you've just passed your test you'll probably be itching to get behind the wheel and hit the open road, but you'll find that first time car insurance can be incredibly expensive.
As a new driver you're among the least experienced drivers on the road. Insurance providers therefore believe you're the most likely to be involved in an accident, and charge you accordingly.

Have you got the right car insurance?

If you are off on your travels to Europe and plan to take your car, making sure you have the right insurance in place should at the top of your 'to do' list.
Motoring in a country where you don't know the landscape, language or people could result in real problems if you were to run into unexpected difficulties - as well as triggering significant financial expense.

Introduction to electric car insurance

If you're looking to do your bit for the environment, you may be thinking about getting behind the wheel of a green car, such as an electric car. And these vehicles are likely to become more and more popular in the next few years as fuel prices continue to rocket.

Cosmetic Car Insurance

While car insurance is compulsory for drivers on UK roads, there are extra forms of cover for your vehicle that offer additional peace of mind and flexibility - especially useful if you've got a hefty excess on your main policy or if you don't want to jeopardise your no claims discount with a claim for a relatively small amount. One of these additional forms of cover is cosmetic car insurance.

Get affordable car insurance for convicted drivers

Having a criminal conviction can make it difficult to get motor insurance - and we're talking about any kind of conviction, not just driving offences.
And even if you do find cover, car insurance for convicted driver is often much more expensive than would otherwise be the case.

Is my car a classic, and do I need specialist insurance?

If you own a heritage vehicle, no doubt it's among your most prized possessions. To you, your car is definitely a classic - but does your insurance company see it the same way?
It's hard to know, as there is no standard definition of the term 'classic car' for insurance purposes.

Cheap motor insurance

With daily car journeys a necessity for many families, it's likely there are few of us who could seriously consider life without our own motor. But when your car insurance renewal quote arrives on your doormat, you could be forgiven for thinking again... Perhaps even for hunting out your local bus timetable.

What are the different car insurance policy types?

If you're looking to buy car insurance, it's easy to feel baffled about the different types of policy on offer, especially when there's such a large number of insurers offering such a wide range of different deals.

The state of the car insurance industry

It's not cheap to run a car - tax, fuel and maintenance all add up, not to mention the cost of car insurance. So motorists will no doubt be pleased to learn that after years of rising prices car insurance premiums have started to come down in recent times according to the MoneySupermarket Motor Monitor.

The impact of car insurance groups on premiums

When it comes to choosing a car, you may have a particular make or model in mind, but what you may not realise is that the type of car you choose can have a big impact on the car insurance premium you end up paying. Put simply, it will cost you far more to cover a Porsche than it will to cover a Vauxhall.

The cause of high prices

Car insurance for young male drivers tends to be disproportionately expensive when compared to older and more experienced motorists, making it virtually impossible for this group to get on the road.

Car Insurance for Young Female Drivers Explained

Car insurance premiums are calculated according to the likelihood of the driver making a claim. And the statistics used by insurers show that younger drivers - those under 25 - are more likely to be involved in an accident than older people.

Is car insurance for the unemployed more expensive?

As any driver knows, car insurance does not come cheap. But the cost of car insurance for the unemployed can be even more expensive.
A recent report from the BBC showed that those without a job are generally forced to pay more for motor insurance cover than those in full-time employment. In fact, BBC research with three brokers

Why is car insurance for new drivers so expensive?

You've finally passed your driving test and are itching to get out on the road. But first you'll need to get insured - and car insurance for new drivers can be expensive.

Unfortunately, inexperienced motorists are seen as a big risk for insurers and this is reflected in the price of car insurance for new drivers. Statistically, one in five new drivers are involved in a crash

Compare car insurance for 25 year olds

You could have eight years' driving experience by the time you turn 25, which is why you tend to see your insurance costs begin to fall.
You might also have built up a few years' worth of No Claims Discount (NCD) by the time you reach a quarter Century, which will also earn you lower premiums than younger drivers on the road.

The impact of your 21st Birthday on car insurance quotes

You've turned 21 and finally have the key to the door. Reaching this milestone brings a number of advantages - not least that you can expect slightly cheaper car insurance.

This benefit to your pocket is partly due to the statistics that are used to calculate motor insurance premiums, which show that this is the age when you are less likely to be involved in an accident.

Why is car insurance so expensive for young drivers?

The cost of car insurance is something that makes most of us wince, but for young drivers the experience of seeing the price of their annual premium is enough to make them recoil in horror - especially when it comes in at several times the value of their car.

Get more information about car insurance for 18 year olds

You're 18, you have a driving licence and access to a car - you've got the world at your feet -but you've also got some of the most expensive motor insurance premiums holding you back.
Statistically speaking, young drivers are among those most likely to be involved in an accident and therefore make a claim on their insurance. Car insurance companies set higher premiums for younger drivers to offset the increased risk of having to pay out.

How to reduce the cost of car insurance for 17 year olds

If you are a 17-year-old driver who has recently passed your driving test you are probably looking forward to hitting the road without your L plates. But first you have to sort out appropriate car insurance - and that's not necessarily easy because insurers don't like young drivers. In fact, many

I've had a car accident. Do I need to ring the police?

Contrary to popular belief, yes - even if you have been in involved in a very minor collision you should notify the police of the incident within 24 hours.
If your accident is serious or if anyone has been injured, you should contact the emergency services immediately.

Are you a risk?

Ever wondered why everyone pays a different premium for their car insurance? It's because the amount you are charged for cover is based on a statistical assessment of how much risk you pose.
The greater risk you pose of being involved in an accident or having your vehicle stolen, the more likely it is your insurer will have to pay out for a claim.

Car insurance brokers: background

When searching for car insurance it can be hard to know where to start, with so many different insurers and policies to choose from. If you're looking for a helping hand, you can enlist the help of a broker to do the legwork for you.

Car Insurance Advice for your Situation

There are many different types of car on the road, as well as many different types of motorist. So, naturally, there are many different types of car insurance policy to suit their needs.

A young driver who has recently passed his test and wants to insure a second-hand car will not want the same cover as, for example, a more experienced motorist who regularly takes their vehicle abroad.

Business car insurance explained

A standard car insurance policy covers your car for so-called social, domestic and personal use, which includes everyday driving such as visiting friends, the shops or a day out.
Many policies also automatically cover your car if you commute to and from a regular place of work. So, if you drive the car to the same office every day, or park in the same station car park, you would be insured.

What is black box insurance?

Black box insurance, or “telematics car insurance” as it's also known; monitors driving style, records behaviour, and rewards careful drivers with lower premiums.

Everything you need to know about car insurance for American cars

We've all watched American movies, listened to pop stars from the US and even followed political developments across the pond, so it's perhaps no surprise that American cars are proving popular with British motorists.

Overcome the high cost of running a 4x4 car

As any 4x4 owner will testify, running one of these vehicles doesn't come cheap when you're having to fork out for road tax and fuel - especially with petrol and diesel prices going up and up, hitting motorists' pockets hard.